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Financial Services

Franklin Mortgage

Franklin Mortgage

HIGHLIGHT:  Franklin Mortgage Company is a full service, mortgage company established in 2004. As a wholly owned subsidiary of Bank of Franklin County, Franklin Mortgage is an area leader in offering a diverse set of loan products and superior customer service.



It’s our mission to help homeowners achieve affordable home ownership. My personal commitment is to assist my clients to acquire a mortgage that fits their individual situation,” says Sharon Monzyk, Loan Officer for Franklin Mortgage Company with over 40 years of lending experience.



Finding the right mortgage solution is essential. That’s why Franklin Mortgage Company offers a variety of loan programs, including but not limited to:
Fixed and Adjustable loan programs
Fixed rate programs for second homes and rental property
Home equity loans
Home Improvement and debt consolidation programs
Residential lot loans
Low & no money down programs for home purchases
In addition to helping select the right loan option, the lenders with Franklin Mortgage Company offer its clients a simple, streamlined mortgage process experience – bringing mortgages into the modern age.
We are thrilled to offer a more efficient method for starting the mortgage process, a process that has since been known to be painful is now more streamlined and accelerated,” states Sharon.
Borrowers are able to log onto the website, , and securely apply online in as little as 20 minutes on any desktop, tablet or mobile device. When the application is complete, the customer’s information will be reviewed for instant online pre-approval. It’s that easy!
Making it easy on the customers and acknowledging their busy lifestyles is a driving force behind the “extra” service offered by all Franklin Mortgage Company lenders. The services listed below are standard for every customer who walks through the door.
Constant communication with customer and the realtor
Attendance at all closings
No pre-payment penalties
Over the phone, in person or virtual applications accepted
Free consultation and pre-qualification
No application fee
Friendly, experienced loan consultants that make purchasing or refinancing a home simple and effortless

Building significant relationships with my clients is my passion. The feeling you get being present on closing day with a first time home buyer, or when a previous customer calls you after the closed loan just to say “thank you”, is the ultimate reward,” stated Sharon.
Franklin Mortgage Company – There’s a mortgage company that understands you.
Franklin Mortgage Company has locations in Washington, MO and O’Fallon, MO serving Franklin, Warren, Gasconade, Jefferson, St. Charles, St. Louis and St. Louis City and Lincoln counties.

Sharon Monzyk
NMLS #460744

Franklin Mortgage Company
NMLS #452449